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The payment will be mirrored throughout the identical day of instruction. The use of the Card by the cardholder to obtain a Cash Advance shall be deemed to constitute the Agreement of the Cardholder to pay a cash advance fee and finance charge as determined by the Bank once in a while on the amount of money advance. Finance cost shall be levied on each Cash Advance from the date of the advance till repayment is made in full. The Bank might from time to time, differ the amount of money advance restrict, money advance fee and finance cost payable by the Cardholder.

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From time to time, Bank could monitor and/or report phone calls between the Cardholder and Bank to guarantee the quality of its customer support or as required by applicable legislation. When presenting the Priority Pass card on entering the lounge, lounge workers will take an imprint of the card and issue a ‘Record of Visit’ voucher to the cardholder or make a log entry. Some lounges have digital card readers, which will take the cardholder’s detail off the magnetic strip on the reverse facet of the Priority Pass card. Where applicable, the cardholder should signal the ‘Record of Visit’ voucher, which may also replicate the precise variety of accompanying visitors, if any, but doesn’t show any per particular person per visit charge.

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In connection with the special discounts/offers made by the respective Merchants, the Bank is not going to be held responsible where any of the Merchants withdraws, cancels, alters, or amends these products/services. In addition, the Bank reserves the best to change the advantages out there to Cardholders at any time with out prior notice. The Bank shall be entitled at any time with out the consent of the Cardholder to assign and transfer the whole or any part of its rights of obligations under this Agreement. The Cardholder undertakes to signal such further document as could additionally be requested by the Bank every so often to offer impact to such assignment and switch. Information may be processed for the needs of complying with applicable laws, including anti-money laundering and anti-terrorism laws and laws and preventing crime and terrorism.

In case the Cardholder does not need his/her Card to be renewed or any Supplementary Card to be renewed, a written intimation must be sent to the Bank two months upfront. Intimation despatched sooner than two months or lower than 30 days before the expiry cannot be accepted. The Bank can also provide information about the Cardholder and the conduct of his/her accounts to any extra cardholder or to some other person/body to whom the Bank transfers its rights and obligations under this settlement. The Bank shall have the right to verify the credit score standing of the applicant for the card/or examine standing of the Cardholder at any instances as and when the Bank deems match regardless of him/her. The cardholder and/or his estate will be responsible for repaying in full any excellent balances on the cardboard account and shall hold the Bank indemnified for all prices and bills incurred in recovering such excellent balances. The Bank monitors the chance of using the Card in the High Risk Countries.

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The installment tenure could range from 6 to 36 months. The cardholder can purchase their desired products from BRAC Bank Flex companions’ outlets with BRAC Bank Credit Card Flex facility. The minimal buy quantity to avail Flex facility is TK.

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Credit card bill may be paid by way of bKash app. The payment through bKash may require maximum three working days to be settled. All transactions authorized by the supplementary cardholder prior to the date the supplementary card is received by the Bank, are legitimate and treated as binding upon the first cardholder and are the liability of the first cardholder. The Bank shall deliver a Statement of Account to the Cardholder each month or at such different common intervals as deemed fit by the Bank.

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The Cardholder may avail auto debit or auto payment facility for making the payments of the Card dues. On availing the auto debit facility, the Bank account of the Cardholder might be debited, for the amount mentioned above, on Payment Due Date and can carry out the auto payment twice in subsequent 2 consecutive dates in case of inadequate fund for two instances. In the event of the mentioned bank account not having sufficient funds on the Payment Due Date or next 2 consecutive days, the Cardholder shall be liable to pay all the Charges relevant in addition to the Card dues.

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The Bank will on no account be answerable for any transaction on the card before receiving proper notification of the stated loss, theft or disclosure from the cardholder. The major cardholder might withdraw the authority of the supplementary cardholder by sending a written intimation to the Bank accompanied by the supplementary card. If the Cardholder fails to pay the Minimum Amount Due by the fee due date, a flat late fee charge fee as prevailing once in a while will be levied. E. Charges in Foreign Currency In respect of Cards apart from internationally legitimate Cards, BRAC Bank is not going to be certain to take cognizance of, and received’t be liable in any manner in any way in respect of any charges that are incurred in overseas currency. BRAC Bank shall be absolutely indemnified and held innocent towards all consequences of such payments, by the Cardholder. All statutory taxes, service tax, VAT, all other imposts, duties and taxes as could also be levied every so often by the Government or different authority in respect of or in reference to the Card.

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The cost by the Cardholder of any sum to the Bank in respect of any Statement of Account shall represent binding and conclusive proof of the acceptance by the Cardholder of the entries proven on that Statement of Account. The Cardholder agrees to pay the Bank upon the request of the Bank an annual charge as prescribed by the Bank for the card and an annual fee prescribed by the Bank for every Supplementary Card. “Security” means the lien of any account/Fixed Deposit/Financial Instrument towards which the cardboard is issued . “Payment Due Date” means the date specified within the Statement of Account, by which date, payment of the Total Payment Due or the Current Balance or any part thereof or no less than the Minimum Amount Due is to be made to the Bank. “Guarantee” means lien of any account/Fixed Deposit/financial instrument in opposition to the issued Credit Card restrict.

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